You, as used herein, refers to the user of our platform and/or services.
We or us as used herein refers to Cashberry, LLC.
You understand and agree that we and our representatives and assignees are authorized to use third parties to conduct background checks and other investigative reports or searches, including, but not limited to, your business credit card sales data as described below, and make credit report inquiries (including, but not limited to, requesting personal credit bureau reports about you and any other owner(s) of the business who will be providing a personal guarantee, and business credit bureaus about your company, in either case, from credit reporting agencies and other sources) or for any other lawful purpose that we deem necessary in our sole and reasonable opinion.
You agree to give Cashberry the full authority for the foregoing in connection with any extension of credit to the company on whose behalf you are applying, conducting loan file updates, ongoing loan reviews, renewal of financing, or referral of your business to third party lenders or any other services as needed.
Upon your written request to us, we will advise you if we obtained a credit report. You understand and agree that Cashberry is making no commitment or guarantee that any product, evaluation, advice, information, or guidance provided by Cashberry will result in an approval of credit from Cashberry or any third party lender .
Credit Card Data Collection
You understand and agree that we and our representatives and assignees are authorized to contact third party credit card processors and networks used by your company in order to obtain historical and ongoing information/metrics related to:
- Your company, including, but not limited to, your company name, address, phone number, and industry; and
- Your company’s credit card sales, including, but not limited to, transaction spend, number of transactions, and repeat customers.
Such information and metrics will be used by Cashberry for purposes of providing the our services, including, but not limited to, sales agent call routing, underwriting, customer management, and enhancement of Cashberry’s credit model.